MBK Fincom - Our Vision Great Business

Privacy Policy

Privacy Policy MBK Fincom

Introduction
Your privacy is very important to MBK Fincom SA, and in order to protect you in the best possible way, we are providing you with these notes in which you will find indications on the type of information collected online and on the various possibilities that you have to intervene in the collection and use of said information on the site. Your data will be processed in accordance with the legal data protection regulations.

Definitions
Our privacy policy should be simple and understandable for everyone. For this reason, our privacy policy generally uses the official terms of the General Data Protection Regulation (GDPR). The official definitions are explained in Art. 4 GDPR.

Web Hosting
This website is hosted by an external service provider (hoster). This website is hosted in GPC Google Cloud Platform, Belgium, Europe-west1-b Zone. Personal data collected on this website is stored on the hoster’s servers. This may include, but is not limited to, IP addresses, contact requests, meta and communication data, web page accesses and other data generated by a website. We collect the listed data to ensure a proper connection to the website and an error-free delivery of our services. The processing of this data is strictly necessary to make the website available to you. The legal basis for the processing of the data is our legitimate interest in the correct presentation and functionality of our website in accordance with Art. 6 Para. 1 lit. f GDPR. We have concluded a Data Processing Agreement with the provider in accordance with the requirements of Art. 28 GDPR, in which we commit him to protect the data of our customers and not to pass them on to third parties.

Server- Logfiles
Once you visit our website, it is technically necessary that data is transmitted to our web server via your internet browser. The following data is recorded during an active connection for communication between your internet browser and our web server: 1) Date and time of the request, 2) Name of the requested file, 3) Page from which the file was requested, 4) Access status, 5) Web browser used and operating system used, 6) (Full) IP address of the requesting computer, 7) Transmitted amount of data. We collect the listed data to ensure a proper connection to the website and an error-free delivery of our services. The processing of this data is strictly necessary to make the website available to you. The log files are processed for the purpose of evaluating system security and stability as well as for administrative purposes. The log files serve to evaluate system security and stability as well as administrative purposes. The legal basis for the processing of the data is our legitimate interest in the protection and functionality of our website in accordance with Art. 6 para. 1 lit. f GDPR. For reasons of technical security, in particular to prevent attempts to attack our web server, we may temporarily store this data. After 30 days at the latest, the data is made anonymous by shortening the IP address at domain level, so that it is no longer possible to establish a reference to the individual user. This data is not evaluated in anonymous form except for statistical purposes. This data is not combined with data from other data sources.

Types of data processed
The information systems and software procedures relied upon to operate this website acquire certain personal data as part of their standard functioning, the transmission of which is an inherent feature of Internet communication protocols. It is information which is not collected to be associated with identified data subjects, but by its nature could, through processes and associations with data held by third parties, permit the users’ identification. This data category includes the URI (the so-called “Uniform Resource Identifier”) addresses of the requested resources, the time of such requests, the method used for submitting a given request to the server, the returned file size, the numerical code indicating the state of the reply given by the server (successful, error, etc.) and other parameters relating to the operating system and the user’s IT context. These data are used solely for the purpose of obtaining statistical information on use of the site and to control its correct functioning. The data could be used, only further to request of the competent authorities, for ascertaining liability in the event of alleged cybercrime to the detriment of the site. The optional, explicit and voluntary forwarding of electronic mail to the addresses indicated on this site imply the subsequent acquisition of the address of the sender, necessary for responding to requests, as well as any other personal data included in the message.

Minors
In compliance with art. 8 of the GDPR, no one under 16 years of age may send information to this Website without the prior consent of their parents or legal guardians, or make purchases or enter into legal agreements through this site without the aforementioned consent, unless this is permitted by current laws.

Methods and purposes of processing
Personal data are processed with automated tools strictly for the necessary time to achieve the purposes for which they were collected. In accordance with art. 32 of the GDPR, specific security measures are observed to prevent data loss, illicit or incorrect use and unauthorized access. Data processing serve the following purposes: a) institutional purposes in compliance with legal obligations, related to the activities of MBK Fincom SA and compliance with national and / or EU regulations, regulations; b) registration to MBK Fincom SA and subscription to the newsletter: request from the interested party to register to the site and/or to receive communications from MBK Fincom SA relating to their business; c) request for information by the interested party on products or assistance in the pre or post sales phases; d) communication and commercial activities: promotion and advertising in general including sending of newsletters, marketing, direct sales, promotion of new commercial offers from third party companies – to which the data may be communicated – through letters, telephone, e-mail , sms, etc .; e) research and profiling purposes: carrying out checks concerning the level of customer satisfaction; research and processing of statistics, including the ones in anonymous form, as well as market studies and research, user profiling, including ones with electronic tools.
The processing operations of personal data, such as the collection, registration, organization, structuring, storage, adaptation or modification, extraction, consultation, use, communication by transmission, dissemination or any other available form, comparison or interconnection, limitation, cancellation or destruction, taken place both manually and electronically with such data being stored in an electronic database designed for this purpose to fulfill the obligations and for the purposes indicated above.
The personal data contained in the aforementioned information system, as well as those stored in the electronic archives of the Data Controller, are processed in accordance with the provisions of current legislation of the GDPR regarding security measures, in order to minimize the risks of destruction, loss, modification, unauthorized disclosure or access, accidentally or illegally, or treatment not in accordance with the purpose of the collection.

Contact form and contact by email
If you send us requests via our contact form or email, your details from the contact form or email, including the contact data you have provided there, will be stored for the purpose of processing your request and in the event of follow-up questions. You are required to provide an email address to contact us. Your name and telephone number are optional. Under no circumstances will we pass on this data without your consent. The legal basis for processing the data is our legitimate interest in responding to your request pursuant to Art. 6 para. 1 lit. f GDPR and, if applicable, Art. 6 para. 1 lit. b GDPR, provided that your request is aimed at concluding a contract. Your data will be deleted after final processing of your request, provided that there are no legal storage obligations to the contrary. You can object to the processing of your personal data at any time in the case of Art. 6 para. 1 lit. f GDPR.

Photo and video materials
With some of our service-specific applications you can share photos and/or videos with us to communicate with us or personalise services (e.g. by use of photo and video material for assistance purposes, use of the VR system’s photo and video capture device). All the materials will be stored by us for the purpose of processing your request and responding to it.
The processing of the provided personal data is based exclusively on Art. 6 para. 1 lit. b) GDPR, if it is aimed at the conclusion of a contractual relationship with us. Otherwise, it is based on Art. 6 para. 1 lit. f) GDPR, our legitimate interest in answering your questions. We do not use the data you provided for other purposes. You can object to the processing of your personal data at any time in the case of Art. 6 para. 1 lit. f GDPR.

Become our supplier Form
You can apply as Supplier for the product classes of interest,Using the form on our website. If you submit the form, the information you provide, including the contact details (name, company name, e-mail address, phone number) you enter there, will be stored by us for the purpose of processing your request and responding to it.
The processing of the provided personal data is based exclusively on Art. 6 para. 1 lit. b) GDPR, if it is aimed at the conclusion of a contractual relationship with us. Otherwise, it is based on Art. 6 para. 1 lit. f) GDPR, our legitimate interest in answering your questions. We do not use the data you provided for other purposes. You can object to the processing of your personal data at any time in the case of Art. 6 para. 1 lit. f GDPR.

Job Application
If you apply for a job at our company via contact form (https://mbkfincom.com/work-with-us/) or by email, we collect personal data. This includes, in particular, your contact details (such as first and last name, telephone number and email address of the user) as well as other data provided by you regarding your background (e.g. CV, qualifications, degrees and work experience) and your person (e.g. cover letter, personal interests). This may also include special categories of personal data (e.g. information on a severe disability).Your personal data generally is collected directly from you during the application process and is encrypted during electronic transmission. In addition, consent in accordance with Art. 6 para. 1 lit. a GDPR in conjunction with Swiss Civil Code can be a legal basis. If the processing of your data is based on consent, you have the right to revoke your consent at any time with effect for the future. Within our company, only those persons and positions (e.g. human resources) have access to your personal data which absolutely need to carry out the application procedure or to fulfil our legal obligations. Your applications will be forwarded to the responsible person for examination. Under no circumstances will your personal data be passed on to third parties without authorisation.Your data for an application for a specific job advertisement will be stored and processed by us during the ongoing application process. Once the application process has been completed (e.g. in the form of an acceptance or rejection), the application process including all personal data will be deleted from the system no later than six months after the application process has been completed. The data of selected applicants will be stored securely for up to 2 years, provided that the applicants have given their consent in accordance with Art. 6 para. 1 lit. a GDPR in conjunction with Swiss Civil Code. You can revoke your consent at any time with effect for the future. For this purpose, an informal e-mail to the contact details of the person responsible listed above is sufficient. If you are accepted, your application documents will be transferred to the personnel file.

Cookies
Our website uses so-called “cookies”. Cookies are small text files that are either temporarily stored on your end device for the duration of a session (session cookies) or permanently (permanent cookies). Session cookies are automatically deleted at the end of your visit. Permanent cookies remain stored on your terminal device until you delete them yourself or an automatic solution is provided by your web browser.Cookies have various functions. Many cookies are technically necessary, as certain website functions would not work without them (e.g. the shopping basket function or language settings). Other cookies are used to evaluate user behaviour or display advertising.The processing of data using strictly necessary cookies is based on a legitimate interest pursuant to Art. 6 para. 1 lit. f GDPR in the technically error-free delivery of our services. For details on the processing purposes and legitimate interests, please refer to the following explanations on the specific data processing.The processing of personal data using other cookies is based on consent in accordance with Art. 6 para. 1 lit. a GDPR. The consent can be revoked at any time with effect for the future. Insofar as such cookies are used for analysis and optimisation purposes, we will inform you separately about this in this privacy policy and obtain your consent in accordance with Art. 6 para. 1 lit. a GDPR.
You can set your browser to
• be informed about the setting of cookies,
• only allow cookies in individual cases,
• exclude the acceptance of cookies for certain cases or generally,
• activate the automatic deletion of cookies when the browser is closed.
The cookie settings can be managed under the following links for each browser:
• Google Chrome
• Mozilla Firefox
• Edge (Microsoft)
• Safari
• Opera
You can also manage cookies of many companies and functions used for advertising individually. To do so, use the appropriate user tools, available at https://www.aboutads.info/choices/ or http://www.youronlinechoices.com/uk/your-ad-choices.Most browsers also offer a so-called “do-not-track function”. When this feature is enabled, the browser tells ad networks, websites, and applications that you do not want to be “tracked” for behavioural advertising and the like. For information and instructions on how to edit this feature, please refer to the links below, depending on your browser provider:
• Google Chrome
• Mozilla Firefox
• Edge (Microsoft)
• Safari
• Opera
Additionally, you can prevent the loading of so-called scripts by default. “NoScript” allows the execution of JavaScripts, Java and other plug-ins only at trusted domains of your choice. Information and instructions on how to edit this function can be obtained from the provider of your browser (e.g. for Mozilla Firefox at: https://addons.mozilla.org/en-US/firefox/addon/noscript/ ).Please note that if you disable cookies, the functionality of our website may be limited.

Change cookie settings
You can revoke or change your cookie settings at any time. To do so, access the cookie settings again via our integrated thumbprint. You can find this at the bottom left of our website.

Google Ads
We use “Google Ads” on our website, a service provided by Google Ireland Limited, Google Building Gordon House, Barrow St, Dublin 4, Ireland (hereinafter referred to as “Google”). Google Ads is used by us for marketing and optimisation purposes, in particular to display ads that are relevant and interesting to you.If you have given us your consent to do so in accordance with Art. 6 para. 1 sentence 1 lit. a GDPR, we can use Google Ads to draw attention to our attractive offers by using advertising material on external websites. This enables us to determine how successful individual advertising measures are.These advertising media is delivered by Google via so-called “AdServers”. We use AdServer cookies for this purpose, through which certain parameters for measuring success, such as the display of the ads or clicks by users, can be measured. If you reach our website via a Google ad, Google Ads will store a cookie on your PC. These cookies usually expire after 30 days. They are not intended to identify you personally. The following information is usually stored as analysis values for this cookie: Unique cookie ID, number of ad impressions per placement (frequency), last impression (relevant for post-view conversions), opt-out information (marking that the user no longer wishes to be contacted). These cookies enable Google to recognize your web browser. If a user visits certain pages of an ad client’s website and the cookie stored on their computer has not expired, Google and the client will be able to tell that the user clicked on the ad and was redirected to that page. A different cookie is associated with each ad client. As a result, cookies cannot be tracked through the websites of ad clients. We ourselves do not collect and process any personal data in the advertising measures mentioned above. We only receive statistical evaluations from Google. By means of these evaluations we can recognize which of the advertising measures used are particularly effective. We do not receive any further data from the use of the advertising material, in particular we cannot identify the users on the basis of this information. Due to the marketing tools used, your browser automatically establishes a direct connection with the Google server. We have no influence on the scope and further use of the data collected by Google through the use of Google Ads. To the best of our knowledge, Google receives the information that you have called up the relevant part of our website or clicked on an advertisement from us. If you have a user account with Google and are registered, Google can assign the visit to your user account. Even if you are not registered with Google or have not logged in, there is a possibility that Google will find out and save your IP address. Since a transfer of personal data to the U.S. takes place, further appropriate safeguards are required to ensure the level of data protection under the GDPR. To guarantee this, we have concluded standard contractual clauses with the provider in accordance with Art. 46 Para. 2 lit. c GDPR. These oblige the recipient of the data in the U.S. to process the data according to the level of protection in Europe. In cases in which this cannot be guaranteed even by this contractual extension, we endeavour to obtain additional regulations and commitments from the recipient in the U.S. Further information on data use by Google, on setting and objection options as well as on data protection can be found on the following Google websites:
– Privacy policy: https://policies.google.com/privacy
– Google website statistics: https://services.google.com/sitestats/en.html
You can prevent the installation of cookies by deleting existing cookies and deactivating the storage of cookies in the settings of your web browser. Please note that in this case you may not be able to use all functions of our website to their full extent. You can also prevent the storage of cookies by setting your web browser to block cookies from the domain “www.googleadservices.com” (https://www.google.de/settings/ads). We would like to point out that this setting will be deleted if you delete your cookies. In addition, you can deactivate interest-related advertisements by clicking on the link http://optout.aboutads.info. Please note that this setting will also be deleted if you delete your cookies.

Google Analytics
Our website uses Google Analytics, an internet analysis service provided by Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland (“Google”). Google Analytics uses so-called “cookies” and web beacons. Google will use this information on behalf of the operator of this website to evaluate your use of the website and to create reports on website activity. Google will also use this information to provide the website operator with further services related to the use of the website and the internet. The IP address sent by your browser in the context of Google Analytics is not combined with other data from Google. Processing is carried out in accordance with Art. 6 para. 1 lit. a GDPR on the legal basis of your given consent.We use Google Analytics only with activated IP anonymisation. This means that your IP address will only be further processed by Google in abbreviated form.We have concluded a Data Processing Agreement with the service provider in which we oblige him to protect the data of our customers and not to pass them on to third parties. Since a transfer of personal data to the U.S. takes place, further appropriate safeguards are required to ensure the level of data protection under the GDPR. To guarantee this, we have concluded standard contractual clauses with the provider in accordance with Art. 46 Para. 2 lit. c GDPR. These oblige the recipient of the data in the U.S. to process the data according to the level of protection in Europe. In cases in which this cannot be guaranteed even by this contractual extension, we endeavour to obtain additional regulations and commitments from the recipient in the U.S.The terms of use of Google Analytics and information on data protection can be accessed via the following links:
http://www.google.com/analytics/terms/
https://policies.google.com/privacy
The data will be deleted as soon as it is no longer necessary for the purpose for which it was collected. User and event-level data associated with cookies, user IDs (e.g., User ID), and advertising IDs (e.g., DoubleClick cookies, Android Advertising ID, IDFA) will be deleted no later than 14 months after collection.You can prevent cookies from being saved by adjusting the settings of your browser software accordingly. Please note, however, that if you do so you may not be able to use all the functions of this website without restriction. You can also prevent Google from collecting the data generated by the cookie and analysing your use of the website (including your IP address) and processing this data by Google by downloading and installing the browser plugin available at https://tools.google.com/dlpage/gaoptout.

External links to social media
On our website social media (e.g. LinkedIn, Facebook, Instagram) is solely embedded as a link to the respective service. After clicking on the embedded text/image-link you will be directed to the website of the respective provider. User information will only be transferred after the redirection to the respective provider. Information regarding the use of your personal data through the use of the website can be found in the privacy policies of the visited websites.

Data Transfer and Recipients
Your personal data may be transferred to third parties in accordance with the following cases: a) if we have explicitly pointed this out in the description of the respective data processing; b) in case you have given your explicit consent in accordance with Art. 6 para. 1 sentence 1 lit. a GDPR; c) when the transfer pursuant to Art. 6 para. 1 sentence 1 lit. f GDPR is necessary for the assertion, exercise or defence of legal claims and our legitimate interests are not overridden by your fundamental rights and freedoms; d) when there is a legal obligation to transfer data pursuant to Art. 6 para. 1 sentence 1 lit. c GDPR; e) if required by Art. 6 para. 1 sentence 1 lit. b GDPR for the execution of contractual relationships with you; f) if required by third parties in order to create, in relation to their own services and / or products (becoming these independent data controllers), marketing activities by any means, process market research, studies and statistics, carry out direct sales, user profiling, carry out checks on the level of customer satisfaction, promotion and advertising.
In relation to the aforementioned purposes, the personal data of the interested party may be disclosed to the following categories: (i) subjects to whom the data transfer is necessary or is in any case functional to the performance of the owner’s business; (ii) supervisory authorities and bodies, or other subjects whose right of access to said data is recognized on the basis of provisions of law or regulation; (iii) companies entrusted with auditing activities; (iv) survey companies about: quality of services provided, customer satisfaction, new products offering, marketing and advertising, etc; (v) companies that carry out archiving services for documentation, relating to relationships with customers; (vi) third-party companies that become, where appropriate, independent data controllers, for their own and / or third party marketing, promotion and advertising purposes attributable to different industrial sectors.
The data collected, for which the relative consent has been given, may be disclosed, transferred, or licensed to use to natural and / or legal persons belonging to the categories described above for the same purposes referred to in this informative. These subjects will operate as independent data controllers or external data processors.
In addition, we use external service providers for the processing of our services, whom we have carefully selected and commissioned in writing. They are bound by our instructions and are regularly monitored by us. Required data processing agreements pursuant to Art. 28 GDPR are concluded before the commission. In particular, these contracts concern web hosting services, the dispatch of emails and IT updates and maintenance. Your personal data will not be transferred to third parties by our service providers.

Consent of data supply
Apart from what has been said for navigation data, the user is free to provide personal data contained in the request forms to MBK Fincom SA or indicated in contacts to request the sending of informative material or other communications. Failure to provide data may make obtain what is requested impossible.
In reference to the purposes of the processing of point f, the consent to the processing of personal data is purely optional. Any requests on the exercise of data can be made directly through the appropriate form in the Assistance section.

Data security
We take appropriate technical and organizational measures to ensure a level of protection appropriate to the risk in accordance with Article 32 of the GDPR, taking into account the state of the art, the cost of implementation and the nature, scope, circumstances and purposes of the processing, as well as the varying probability and severity of the risk to the rights and freedoms of natural persons. This website uses SSL encryption for security reasons and to protect the transmission of confidential content.

Storage period
The period for which the personal data will be stored is determined by the relevant statutory storage periods (e.g. from commercial law and tax law). The corresponding data is deleted routinely upon expiry of the respective period. If data is required for the fulfilment of a contract or contract initiation, or if we have a legitimate interest in further storage, the data will be deleted if they are no longer required for these purposes or if you make use of your right of withdrawal or objection.

Your Rights
In the following, you will find information about your data subject rights, which the current data protection law grants you against the controller concerning the processing of personal data:
The right, pursuant to Art. 15 GDPR, to obtain information about your personal data processed by us. In particular, you may request information about the purposes of processing, the categories of personal data concerned, the categories of recipients to whom your data has been or will be disclosed, the envisaged period for which the data will be stored, the existence of the right to request from the controller rectification or erasure or personal data or restriction of processing of personal data concerning you or to object such processing, the existence of a right to lodge a complaint with a supervisory authority, the origin of your data, if these have not been collected by us, and the existence of automated decision-making including profiling and, if applicable, meaningful information about the logic involved, as well as the significance and the envisaged consequences.
The right to obtain without undue delay the rectification of inaccurate personal data concerning you. in accordance with Art. 16 GDPR.
The right to request the erasure of your personal data stored by us in accordance with Art. 17 GDPR, unless the processing is necessary to exercise the right of freedom of expression and information, to fulfil a legal obligation, for reasons of public interest or to assert, exercise or defend legal claims.
The right, pursuant to Art. 18 GDPR, to demand the restriction of the processing of your personal data if the accuracy of the data is contested by you, the processing is unlawful, but you oppose the erasure and we no longer need the data for the purposes of processing, but they are required by you for the establishment, exercise or defence of legal claims or you have filed an objection against the processing pursuant to Art. 21 GDPR.
The right, in accordance with Art. 20 GDPR, to receive the personal data concerning you, which you have provided to us in in a commonly used and machine-readable format and the right to transmit those data to another controller.
The right to withdraw your given consent pursuant to Art. 7 para. 3 GDPR with effect in the future at any time.
The right to lodge a complaint with a supervisory authority pursuant to Art. 77 GDPR, in particular in the Member State of your habitual residence, place of work.
The right to withdraw your given consent pursuant to Art. 7 para. 3 GDPR: You have the right to withdraw your given consent concerning the processing of your personal data with effect for the future at any time. In the event of withdrawal, we will delete the data concerned without delay, unless further processing can be based on a legal basis for processing without consent. The withdrawal of consent shall not affect the lawfulness of processing based on consent before its withdrawal.

Right to object
If your personal data is processed by us based on legitimate interests pursuant to Art. 6 para. 1 lit. f GDPR, you have the right, pursuant to Art. 21 GDPR, to object at any time to the processing of your personal data on grounds relating to your particular situation. If the objection is directed against the processing of personal data for the purpose of direct marketing, you have a general right of objection without the requirement of stating a particular situation.
If you wish to exercise your right of withdrawal, objection or any of your other rights, simply send an e-mail to [email protected]

Necessity of providing personal data
The provision of personal data for the decision on the conclusion of a contract, the fulfilment of the contract or for the implementation of pre-contractual measures is voluntary. However, we can only make the decision in the context of contractual measures if you provide such personal data that is required for the conclusion of the contract, the fulfilment of the contract or pre-contractual measures.

Automated decision making
Processes resulting from Automated Decision Making do not take place, according to Art. 22 c.2 GDPR.

Controller within the meaning of data protection law
MBK Fincom SA
Via al Molino 31,
6926, Montagnola-Collina d’Oro
[email protected]@produceshop.net

EU Privacy Representative
Proliance GmbH / www.datenschutzexperte.de
Data Protection Officer
Leopoldstraße 21
80802 Munich
[email protected]

When contacting our Data Protection Officer, please specify the company to which your request relates. Please refrain from enclosing sensitive information such as a copy of an identification document with your request.
Subject to change
We reserve the right to adapt or update this privacy policy, if necessary, in compliance with the applicable data protection regulations. In this way, we can adapt it to the current legal requirements and take account of changes to our services, e.g. the introduction of new services. The most current version applies to your visit.

Status of this privacy policy: 07/2022

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